Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with end-stage renal disease (Permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

The different parts of Medicare help cover specific services:

Medicare PartType of CoverageDescription of Coverage
Medicare Part A (Original Medicare)Hospital Insurance Helps cover inpatient hospital stays, care in skilled nursing facilities, hospice care, and some home health care
Medicare Part B (Original Medicare)Medical Insurance Helps cover certain doctors' services, outpatient care, medical supplies and preventative services
Medigap PlanMedicare SupplementInsurance offered by private insurance companies designed to fill in the "gaps" in coverage left by Original Medicare (Parts A and B) like copayments, coinsurance, and deductibles.
Medicare Part CMedicare Advantage PlanAn "all in one" alternative to Original Medicare, Medicare Advantage Plans are offered by private insurance companies contracted with Medicare to cover all of your Medicare Part A and B benefits, and often included additional benefits not included under Parts A and B, such as Part D Drug coverage. Medicare Advantage Plans are structured differently than Original Medicare and may be HMO's, PPO's, or Private Fee-for-Service Plans (PFFS). If you're enrolled in a Medicare Advantage Plan, your Medicare services are paid for by your Medicare Advantage Plan, not Original Medicare.
Medicare Part DPrescription Drug CoveragePrivate insurance companies approved by Medicare, to help cover the cost of prescription drugs.


Summit Health Services.

Summit believes that everyone deserves high quality affordable health care coverage and we'll work to make sure that you and your family have the peace of mind that comes with it.


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